Loan automation, banking and case management done your way

Powerful AI driven workflows, built-in credit, ID&V and agency checks, it adapts to you.

Features at a glance

Designed to manage members, loans, repayments, transactions, and member relationships incorporating a wide set of features to ensure seamless operations and compliance with regulatory requirements. At its core, the platform is built around flexible rails and case-management tools that enables every department to follow procedures and make informed decisions.

Loan Underwriting with AI-Powered Efficiency
Deposits, Withdrawals, Repayments with Integrated Case Management
Existing Back Offices
Branding Alignment
Integrate Your Own Contracts and Services or use our Turn-key Services
Credit Reference Agency API
Credit Reference Agency API
Loan Aggregators

Off the shelf solutions

The world of financial services is home to a diverse array of institutions, each with their own unique set of challenges and opportunities. To meet the evolving needs of these organizations, a range of off-the-shelf solutions is available, catering to your specific needs.

Building societies

Loan processing, member relationship and reporting

  • Loan Underwriting with AI-Powered Efficiency
  • Deposits, Withdrawals, Repayments with Integrated Case Management
  • Existing Back Offices
  • Branding Alignment
  • Integrate Your Own Contracts and Services or use our Turn-key Services
Discover more

CDFIs

Loan processing, customer relationship and reporting

  • Loan Underwriting with AI-Powered Efficiency
  • Deposits, Withdrawals, Repayments with Integrated Case Management
  • Existing Back Offices
  • Branding Alignment
  • Integrate Your Own Contracts and Services or use our Turn-key Services
Discover more

Credit Unions

Loan processing, member relationship and reporting

  • Loan Underwriting with AI-Powered Efficiency
  • Deposits, Withdrawals, Repayments with Integrated Case Management
  • Existing Back Offices
  • Branding Alignment
  • Integrate Your Own Contracts and Services or use our Turn-key Services
Discover more

Estate Agents

Loan processing, customer relationship and reporting

  • Loan Underwriting with AI-Powered Efficiency
  • Deposits, Withdrawals, Repayments with Integrated Case Management
  • Existing Back Offices
  • Branding Alignment
  • Integrate Your Own Contracts and Services or use our Turn-key Services
Discover more

Meet our Platform

Seamlessly integrated, it allows all users to effortlessly navigate their financial services through the mobile app and front-end web portal, leveraging real-time data from case management and back-end interconnections with third-party systems, resulting in a streamlined, secure, and efficient experience that drives exceptional satisfaction and loyalty.

Packed with features

Our range of fintech solutions is teeming with innovative features, each designed to tackle unique complexities.

Forms & Case Management

AI Loan Underwriting

Unlock the power of cutting-edge technology to transform your loan underwriting process. Discover how our innovative solutions automate routine tasks, enhance risk assessment, and streamline workflows for maximum efficiency and compliance. Learn how to drive business growth while ensuring regulatory adherence.
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Banking & Accounting

Deposits, Withdrawals and Repayments

Discover how our cutting-edge integrated case management system can transform your business by linking a comprehensive case management system with withdrawals, repayments, deposits, and advanced security vetting.
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API & Integration

Existing Back Offices

Our platform integrates seamlessly with existing backoffice infrastructure, minimizing disruption and maximizing benefits. With native support for popular systems
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...and much more

From digital onboarding and KYC verification, to advanced analytics and AI-powered credit scoring for lenders, the possibilities are endless. New features are being delivered every week.

API & Integration

Branding Alignment

All our services can be customised to include the use of your branding and colours.
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API & Integration

Bring Your Own Contract

Seamlessly integrate your existing third-party contracts or opt for our integrated billing arrangement for turnkey services.
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API & Integration

Credit Reference Agency API

Integrate credit reference agencies to enhance decision making, reduce default rates, and optimise collection efforts.
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API & Integration

Integrated Identity Verification

Unlock the power of integrated identity verification and Anti-Money Laundering (AML) capabilities to enhance loan management, reduce risk, and boost efficiency.
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API & Integration

Loan Aggregators

Our RESTful API uses fast dynamic decisions making scorecards to provide real-time quotations
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API & Integration

REST API

Our published API, empowers internal developers and third-party integrators to unlock new opportunities. With unparalleled flexibility, streamlined integration, and community-driven development.
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API & Integration

UK Bank Network Integration

Experience seamless financial transactions, automated reconciliation, and streamlined disbursements thanks to our cutting-edge integration with the UK bank network.
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API & Integration

Website Integration

Our technology allows us to implement our services within your existing website by securely injecting a portal on to certain pages.
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Banking & Accounting

Integrated Nominals

A cloud-native accounting system can revolutionise a bank's financial management capabilities.
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Customer Service

Customer 360 Dashboard

Access every request, transaction, and communication across all loan products, applications, and customer interactions in real-time
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Customer Service

Native Mobile App

Unlock secure, convenient access to your accounts, manage your finances on-the-go, and get instant support with our intuitive native mobile app.
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Customer Service

Omnichannel CRM

Seamlessly manage all member interactions, personalise experiences, and drive business growth through advanced analytics and real-time insights.
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Customer Service

Real-Time Chat

Discover how our cutting-edge chat solutions empower bank staff to deliver exceptional customer experiences, while ensuring seamless communication across various devices.
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Customer Service

Self-Service mobile app

Experience the convenience and security of our self-service mobile app designed specifically for your account management needs.
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Forms & Case Management

AI Administration

Streamline your case management process with our AI-powered automation feature. Easily configure customizable rails, automate tasks, and enhance collaboration with real-time communication tools.
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Forms & Case Management

Loan Processing

Launchpad provides a full suite of loan processing tools.
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Forms & Case Management

Multi-Step Smart Forms

Implement bespoke smart, multi-step forms, creating personalised and dynamic customer experiences that drive engagement and loyalty.
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Forms & Case Management

Supporting Evidence Upload

Effortlessly upload supporting documents, biometric data, and government IDs with our secure and user-friendly platform.
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Forms & Case Management

Version Controlled Scorecards

Discover the power of version controlled scorecards and experience the freedom to try new values, explore what-if scenarios, and re-run past cases with a single click.
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Growth & New Business

Applicant Remarketing

Discover the power of remarketing in loan underwriting! Reduce abandonment rates, improve efficiency, and increase user satisfaction with our innovative solution. Learn more now.
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Growth & New Business

Smart Promotions

Discover the power of targeted in-account promotions to drive engagement, increase conversions, and boost revenue growth.
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Reporting & Analytics

Bulk Export

Our streamlined data export feature enables you to share insights with stakeholders, partners, or clients, fostering collaboration and driving business growth.
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Reporting & Analytics

Quicksight BI

Make data-driven decisions quickly and easily with access to live, real-time management information and reporting.
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Security & Compliance

Role-Based Permissions

Discover how comprehensive role-based permissions management transforms core banking systems, enhancing collaboration, productivity, and compliance.
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Security & Compliance

GDPR Focused Smart Forms

Ensure seamless compliance with our GDPR-focused smart forms, featuring individual field-level data grouping, processing type groups, and full submission storage.
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Security & Compliance

Layered Security

Whether the system is being used by your staff or your member/customers, we have many layers of security that protect the data
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Security & Compliance

Mobile Security

Security balanced with convenience using Touch ID and Face ID.
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Security & Compliance

SAML & Single Sign-On

Whether the system is being used by your staff or your member/customers, we have many layers of security that protect the data
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Support & Success

Business Continuity

Use a robust platform designed to withstand even the most unexpected disruptions.
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Support & Success

Enterprise-Grade Cyber Security

Protect your users' sensitive information with our robust cyber security features, including bot control, WAFs, DevSecOps principles, and more.
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Support & Success

Technical Support

Having a close-knit development team located adjacent to the support team enables rapid issue resolution, improved communication, and enhanced problem-solving
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View all

Why VI Fintech

Our background in software engineering, combined with our extensive experience in web-based technology, brings rapid iteration solutions to real business problems.

Ethics

As technology specialists, we’re committed to developing original applications for our customers but equally, we’re also proud to be working in partnership on a range of projects alongside external organisations.

Culture

We strive to enforce as many sustainable methods into our business processes as we can, whether that be in the modes we use for commuting, or by embracing other ways of preserving environmental resources.

Partnerships

We've always believed in the power of partnerships. That's why we've worked alongside our clients to deliver solutions and present a world class platform for their members... and hopefully yours too.

VI in numbers

78
Client Meetings
(Last Month)
1.3k
Software Releases
(Last Month)
753k
Withdrawals (last Year)
785.6mil
Logging Entries (Last Month)
Learn more about VI
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In partnership with VI we successfully integrated two systems to support our motor HP finance product. VI delivered on time, within budget and managed the process seamlessly.

Head of Product

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FAQ

Still not convinced? We have the answers to your questions.

Contact us

What types of financial institutions do you work with?

We partner with CDFI's, credit unions, fintech companies, and other financial institutions to provide cutting-edge software solutions. Our expertise spans various industries, including banking, payments, lending, and case-management..

How secure is your data storage and protection process?

We take data security very seriously. We utilise industry-standard encryption both at rest and in-transit to protect our clients' sensitive information. Our platform has GDPR dedicated features and our software operates in datacenters regularly audited and compliant with relevant regulations, including PCI-DSS, and SOC 2.

Can you help us integrate your software with existing systems?

Yes, we offer integration services for various fintech platforms, on-premises services, payment gateways, account aggregation services, and other third-party applications. Our team can assess your current infrastructure and develop customised integrations to ensure seamless data exchange.

How long does the development process typically take, and what are the milestones?

The time required for software development varies depending on the scope of the project, complexity of requirements, and your specific needs. We follow an Agile methodology with regular check-ins to ensure transparency and alignment, this combined shortens the lead-times on delivery of your projects.

Do you offer ongoing support and maintenance for your software solutions?

Absolutely, we provide comprehensive support services, including: Technical assistance via our ticketing system, regular software updates and patches to ensure security and feature enhancements, on-going performance monitoring and optimization to ensure peak efficiency, training and documentation to help clients get the most out of our solutions.

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